Privacy
Notice
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The privacy and security of
your personal information is important to us. This
notice will inform you about our policies and procedures
concerning the personal information about you that we
collect, maintain and disclose in connection with the
insurance policies you obtain from us. In order to offer
the highest quality insurance products at the lowest
possible rates, we collect, maintain, and, in some
instances, disclose "nonpublic personal information"
about you. Nonpublic personal information may include
your name, address, social security number, wage
information, driving record, policy coverages, medical
information or credit history. It may also include
transaction information such as your premium payment or
claims history with us. We appreciate the importance of
your personal privacy and are committed to protecting it
as we provide for your insurance needs.
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Collection of Information
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We obtain
nonpublic personal information about you from the
following sources:
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Your insurance Agent;
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From you through applications
or other forms such as claims forms or underwriting
questionnaires;
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Insurance support
organizations such as claims reporting services and
other parties who provide information on insurance
related transactions you have conducted with us, our
affiliates, as listed above, or others;
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Consumer reporting agencies.
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We do not Sell Your Information to Others for
Marketing Purposes
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Because we respect your privacy, we do not sell, trade
or otherwise disclose your identity or any other
personal information about you to third parties for
their marketing purposes. This includes information we
obtain concerning all applicants, customers and former
customers. We may, however, share information regarding
your transactions with us with our affiliates, as listed
above, or companies that perform marketing services on
our behalf to assist us in providing our products and
services to you. These companies are required to keep
your information confidential.
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Information We May Provide to Others
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We only disclose information about our applicants,
customers and former customers as permitted or required
by law in conjunction with our normal insurance
operations. Here are some examples:
- We may disclose information
to others such as our claims adjusters and our
attorneys in the processing of an insurance claim;
- We may be required by a court
of law to provide information in connection with a
legal proceeding;
- We share information with
consumer reporting agencies and insurance support
organizations;
- We may share information with
government agencies which conduct examinations of
our procedures.
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Security of Your Personal Information
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While your nonpublic personal information is under our
control, access is limited to those employees who have
legitimate business needs for such information with
respect to your insurance coverages. In accordance with
applicable state and federal regulations we maintain
physical, procedural and electronic safeguards to
protect the privacy and confidentiality of your
nonpublic personal information.
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